It has been a challenging start to the year, to say the least. The S&P 500 Index suffered its worst start to the year through April since 1939. As of market close Thursday May 5, the S&P 500 Index had fallen 13.5% from its high reached on January 3. The S&P/TSX Composite Index has fared better, with a drop of 6.3% from its high on March 29 (and is -2.3% year-to-date).

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